Medicare Advantage Plans in South Carolina: 2027 Statewide Guide
Whether you're turning 65, comparing plans this fall, or helping a parent choose, here is what the official 2027 plan data from the Centers for Medicare & Medicaid Services (CMS) shows for all of South Carolina.
South Carolina 2027 at a glance
- CMS lists 97 Medicare Advantage plans from 12 organizations across 46 South Carolina counties for 2027.
- 37 of the plans open to everyone (not Special Needs Plans) have a $0 monthly plan premium.
- The lowest in-network out-of-pocket maximum in the state is $5,900.
- Out-of-pocket costs for covered Part D drugs are capped at $2,400 in 2027.
- The highest Overall Star Rating among these plans is 5 out of 5.
You must continue to pay your Medicare Part B premium. Every year, Medicare evaluates plans based on a 5-star rating system.
Types of Medicare Advantage plans in South Carolina
- 68 plans open to anyone with Medicare Parts A and B in the plan's area
- 11 Dual-Eligible Special Needs Plans (D-SNPs), for people with both Medicare and Medicaid
- 12 Chronic Condition Special Needs Plans, for specific conditions such as diabetes or heart failure
- 6 Institutional Special Needs Plans, for people living in a nursing home or needing that level of care at home
Counties with the most plan choices
- Greenville County: 78 plans
- Spartanburg County: 78 plans
- Pickens County: 76 plans
- Anderson County: 74 plans
- York County: 72 plans
- Charleston County: 70 plans
- Dorchester County: 70 plans
- Berkeley County: 69 plans
- Colleton County: 69 plans
- Fairfield County: 67 plans
See every South Carolina county
Carriers we work with in South Carolina
- Humana: 26 Medicare Advantage plans in South Carolina
- Aetna: 15 Medicare Advantage plans in South Carolina
- UnitedHealthcare: 13 Medicare Advantage plans in South Carolina
- HealthSpring: 11 Medicare Advantage plans in South Carolina
- Devoted: 9 Medicare Advantage plans in South Carolina
- Wellcare: 7 Medicare Advantage plans in South Carolina
Key enrollment dates
- Annual Enrollment Period: October 15 – December 7. Changes take effect January 1.
- Medicare Advantage Open Enrollment: January 1 – March 31, for people already in a Medicare Advantage plan.
- Turning 65: your Initial Enrollment Period is the 7 months around your 65th birthday month.
Plans for people with Medicare and Medicaid, by state · More data stories · Home
Source: CMS 2027 Medicare Advantage and Part D Landscape file (CY2027_Landscape_202610.csv). Plan counts include every plan offered in at least one South Carolina county; availability depends on where you live. Confirm details with the plan before you enroll.
Follow Benefits Council: Insights · For employers · YouTube · Instagram · Facebook
Not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 6 organizations which offer 89 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.