Benefits Council Insights · CMS 2027 plan data
The Medicare Advantage Choice Gap: Which Counties Have the Most Plans in 2027
Where you live decides how many Medicare Advantage plans you can choose from. In 2027, someone in Hillsborough, FL can compare 124 plans; in Curry, OR, the CMS file lists 1.
The 15 counties with the most Medicare Advantage plans
The 10 counties with the fewest
What it means for you
More plans means more to compare, not automatically a better fit. Where choice is thin, the right plan often comes down to which local doctors and hospitals are in network. Either way, comparing side by side before the Annual Enrollment Period ends on December 7 is the step most people skip.
Methodology
Benefits Council analysis of the CMS 2027 Medicare Advantage and Part D Landscape file (CY2027_Landscape_202610.csv), covering the 24 states where our agents are licensed. Plans are counted once per county where CMS lists them; sanctioned plans are excluded. Plan availability can change; confirm details with the plan before you enroll. Reporters and bloggers are welcome to cite these figures with a link to this page.
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Not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.